What are Access Loans?

Bank of America Access loans provide affordable and flexible terms for individuals with disabilities or access needs. Access loans are for vehicle modifications. Longer repayment periods mean lower monthly payments.

People with disabilities as defined by the Americans with Disabilities act are eligible for Access Loans. Immediate family members borrowing on behalf of an individual with a disability are also eligible. For example, a parent may apply for an Access Loan on behalf of a child with a disability.
  • Competitive auto loan rates
  • Access to funds in as little as 24 hours
  • Bank of America personal checking customers get a 0.15% rate discountFootnote3 for an auto purchase or refinance loan.
  • Easy-to-use online auto loan calculators and payment tools
  • Multiple purchase types available including dealer, refinance, private party and lease buyout
  • Our dealer network can help streamline the purchase process and get you in your car faster Find a dealer