The changes since 2010 include an increase in the median fee that customers pay for withdrawing more from checking than the account holds. They rose to about $30 in 2013 (a record), up from $29 in 2012 and $26 in 2009. This data is based on a survey of nearly 3,000 banks and credit unions by Moebs Services, an economic-research firm in Lake Bluff, Illinois, according to The Wall Street Journal.
Of course, your money mismanagement contributes to all overdraft fees, but banks aren't necessarily looking to help you stay in the black. Instead, some banks have policies designed to push accounts into the red whenever possible. Here are five sneaky ways banks squeeze more overdraft fees from their customers -- followed by what you can do to stop them.