UK Bank Account

• Special offers (eg preferential interest rates on overdrafts)
• Car breakdown cover
• Insurance cover (eg travel or mobile phone insurance)
• Extra services

If you’re thinking about opening a packaged account, be sure to check out how many of the additional benefits you would actually use and whether you can get them cheaper elsewhere.

These are often used as a stepping stone to a current account. A basic bank account doesn’t normally have an overdraft facility but does allow you to